About this site

floodproofcost.com is an independent reference for one narrow, expensive, confusing question: what does it actually cost to protect a home from flooding, and what will you really pay after FEMA grants and lower flood insurance?

Why it exists

The flood-mitigation market is full of parties who profit from your decision: contractors selling elevations, insurers selling policies, and "grant assistance" firms taking a cut. Costs are quoted as scary lump sums, grant rules are buried in federal documents, and the insurance savings that change the math are rarely explained in plain numbers.

We sell no service, take no contractor referral fees, and broker no grants. That independence is the whole point: it lets us publish ranges plainly, say when a path does not work, and point you to the federal source for everything.

Who it is for

Homeowners in or near a flood zone weighing a mitigation quote, a rising flood-insurance bill, or a substantial-damage letter after a flood. Also buyers evaluating a flood-zone property and anyone trying to understand FEMA grant programs without a sales pitch.

How we stay honest

  • Every dollar figure is a sourced range, dated, with a confidence level. See how we source costs.
  • Federal program rules trace to FEMA and NFIP primary sources, not summaries.
  • We flag uncertainty, like the BRIC program's ongoing litigation, rather than papering over it.
  • The Payback Estimator gives estimates with a visible disclaimer, never a guaranteed number or a lead-capture form.

Who runs this site

Melih Koray · Founder & Editor

Melih Koray founded floodproofcost.com and edits it. He is a designer and web-visibility specialist with more than 20 years in web, design and SEO, including more than eight years at McKinsey & Company as a Senior Graphic Specialist. Today he is a Senior Designer and Web Optimization Specialist, and he has trained professionals in web design and SEO since 2008.

On this site he built the provider verification method: every listed firm has to clear at least two independent sources, and each one carries a published verification tier. He collects and audits the directory data and edits the cost and program pages.

He is not an engineer or a certified floodplain manager (CFM). Technical statements here, from NFIP floodplain rules to Increased Cost of Compliance coverage, rely on FEMA and the other sources cited on each page and listed on our sources page, not on his own expertise. No engineer or CFM reviews these pages, so confirm anything that affects your building with your local floodplain administrator, a licensed contractor or engineer, and FEMA.

Find him on LinkedIn and at melihkoray.com.

Not professional advice. This is an educational resource. Confirm costs with local contractors, grant eligibility with your community or state mitigation office, and insurance impact with a licensed agent before you commit money. See our full disclaimer.